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Between Trips

8 Working Hours Left to Go, Again



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Charlie loves a beach, but hates having his stone chasing interrupted for a photo Last time I finished work just over two years ago

I’ve one more working day to go and, in theory at least, I never need work a day again. Being 45 years old, this isn’t a usual situation I know, although it’s becoming fairly normal to me (I’ve been here before…).

So. I’ve never quite known what I wanted to do with my life. I ended up doing Maths, Physics and Chemistry at A level as I was good at them, not because I wanted to be an engineer. I studied Physics at degree level, as I was fairly good at it (and I had the luck of having supportive parents), not because I wanted to become a scientist. I started a PhD in a Physics-related subjects (firing neutrons through big bits of metal), not because I wanted to be a researcher, but because I’d got a good degree (and got a scholarship). I started ‘real work’ writing technical manuals for computer parts, not because I wanted to be a technical writer, but because I’d quit my PhD and I needed a job, and again I was pretty good at technical writing.

And on and on it went, shifting around and being promoted from time to time until suddenly I was 39 years old, running multi-million pound IT projects, and all I knew was that I was doing something I really didn’t want to do. I was depressed, burned out, a bit broken. But I still didn’t know what I wanted to do, and until we managed to pay off our mortgage, we had to keep the monthly payments flowing anyway so it didn’t seem to matter.

An answer came to us one day after the mortgage was cleared: to travel, to see how far we could get. Which is when this blog was born, over six years ago now. Two years and a sensational time later, having spent as much of our savings as we dared, I (frankly) sobbed my way back to UK soil, before Ju took the reins and steered our lives back onto a new course. I would have turned around and headed south, looking for anything which paid enough to enable me to avoid coming back. Back home meant reality, back to commuting, the 9 to 5, office politics and lots and lots of sticky red tape. Once Ju had got us settled back in a rented house, I started to get fired up, and we jointly decided to climb a mountain, to create a new, alternate reality for ourselves.

I forced myself to go back through the same doors I had walked out of two years earlier, and a further two years later we reached the peak – financial freedom. Not without problems on the way up mind you, and we’d worked a gazillion hours by the time we were done (no more than a couple with a newborn baby, perhaps). I regret the speed at which we did it, and the impact it had on Ju’s mental health, but I wonder if we’d done it any slower we’d have been able to sustain the effort to do it at all? I don’t know the answer, but the end result was we reached a tipping point where we’d enough passive income coming in and, coupled with a promise in ten year’s time of private pension income, we didn’t need to work for money again.

Frugality played a large part in all of this, as you might imagine. To get financially free in this way requires you invest around 25 times your yearly expenses. So the more you spend each year, the bigger the pot becomes that you need to fill, largely by selling your time for money. Balancing the see-saw of frugality versus fun while you build this pot is an art form, and an ever-present challenge for anyone doing it. But in the end, most of us are playing this game, just with varying timescales.

We made it. the North Cape in the Norwegian Arctic. Yeah baby!We made it. The North Cape in the Norwegian Arctic. Yeah baby!

Having built this new lifestyle, we were determined to enjoy the fruits of it and headed out again in another motorhome, spending another 18 months on the road, from the Arctic to the Sahara. And in that time it became clear to me that I’d still not really worked out what I wanted to do. I had a couple of low points where I’d have happily quit the road and headed back to the UK to find some work again, for reasons I couldn’t quite nail, mainly a sensation we were doing the same thing as we’d already done before, or just following a tourist merry-go-round.

This third time as I step out of the doors of the office tomorrow, having gone through the motions of handing in my badge, phone and laptop, and becoming a non-person in the eyes of the company, I have the bones of a plan in my head (which will include more motorhome travel – still in Europe for now as we’ve our wee Charlie dog to think of).

As I’ve found time and again in the past few years, books often hold answers for me, exposing me to new ideas which help me get my head around the crazy problems it seems to create for itself. This time it’s Simon Sinek’s Find Your Why, which basically gets you to look back over your life and pinpoint the times in your life when you felt fulfilled, elated, moved by someone or something, and to seek out themes which link these times together. From these you can further distil the themes into a purpose, something which likely formed in your head as a child or teenager, and something which drives you to feel good about what you’re doing. That’s the process I’m currently working my way through, although I have to admit, it’s still not easy.

It’s become more and more clear to me over the past couple of years of not needing to work for money, that I do need to work for other reasons. Nope, I don’t plan to be spending any more time commuting or being sat in a cubicle, Dilbert-like, but I do plan to do more work, interspersed with periods of non-work. Some of the work will earn us money (I enjoy earning money doing something I believe in, even if at massively reduced rates to that the corporate jobs pay), and some will be for free.

I already know that I enjoyed (mostly – some serious editing was offloaded to Ju!) writing the second edition of Motorhome Morocco, and I’m thinking about fleshing out the Funding Freedom Mini Guide into a fully-fledged book. Other ideas are forming in my mind, such as making more of an effort on, and I’ll pick them up as soon as I’ve finished the job of self-analysis in Find Your Why.

The sensation I feel at the moment is one of being on the brink of working out what the hell I want to do with this incredible gift of time, albeit I expect this to be an ongoing job. It’ll be interesting (selfishly), for me to come back and read this in a couple of years, and see what I’ve been up to…

Cheers, Jay

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Between Trips

Climbing the Hump, Again, 1 Week to Go Folks



This post was originally published on this site

Running Club

Running Club

It strikes me from time to time just what an odd life we live.

Ju and I took part in a club trail race a few days ago, which I really enjoyed. Two decades ago I could run a half marathon in under 76 minutes, which isn’t anything special, but I doubt I’ll be running that kind of time again, not in this life. The sensation of being in among other runners though, struggling past someone about as fast as me, and having them come back at me, really got the juices flowing. It was only a 4.6 mile race, and I came about half way down the 450-strong field, but it’s fired me up for more races in the future. Huuuaaarrrggghhh!!! 🙂

At the end of the race I stood with one of the club’s other runners and mentioned we’d be away for three months so would miss some of the club’s spring and summer races. I didn’t want the club to think we’d just dropped them. He asked what I was doing and I told him we were going travelling. This (almost) always elicits the same response among those who don’t know our self-engineered-weirdo-lives: “how?”. I’ve given up going on about financial independence, which bores and confuses folks equally, so I just said I’m a contractor. “Huh, how the other half live eh?” was the response. Coming from a heavily working class background, I’ve never thought of myself as ‘the other half’! I guess that’s what I am now? I just nodded and walked back up the trail with him.

Anyway, I digress, sorry. The hump, that’s what I should be writing about.

‘The hump’ is the term we’ve come up with to describe the stuff you have to get over in order to get out. Taking off for months or even years of travel is a romantic notion when you’re fed up with work, and are sat in the pub shooting the breeze. It’s also a romantic notion once you’re on the ferry, your packed motorhome below deck, and are peering off across the sea to adventure, new friends, wine, mountains and beaches which await. In between, is the hump.

We’ve done our best to set up our lives to enable us to simply head off whenever we want to, and come back and slot back into life at home, just like that. Zagan has an all-year reserved storage spot a mile away. We share the house with tenants who accept we come and go. Letting agents make sure any problems with the houses and shop are nailed quickly. But even without the temptation of a work contract, the hump still won’t go away.

I’m not after sympathy here by the way – that would be nuts – I’m just after trying to tell anyone gearing up for a long tour who’s finding it hard work that it’s entirely normal, as far as we can tell, to feel that way. In addition to the problems of renting out or selling a house, buying a motorhome, taking the kids out of school and so on, ‘the hump’ is also the mental challenge of stepping away from a safe, entrenched life.

Life at home is easy. We have friends here we can go for a beer with in one of several great local pubs (The Stag: we’re going to miss you). Our families are a short drive away. We know where the doctors and dentists are. Everyone speaks English. We have use of a washing machine and an oven. The toilet empties itself and the shower supplies never-ending water. We’re in a running club who organise lots of events. We have a safe, flat bed each night which doesn’t bounce around in the wind. Saying goodbye to loved ones, is hard. This will be my 7th multi-month trip now (some weren’t in a motorhome), which I know is a massive privilege but it never seems to get any easier.

We’re a week away from the ferry. The Tunnel is by far Ju’s favourite but was so much more expensive we just couldn’t justify it. Fingers crossed for flat seas. While I’ve been hammering away at a keyboard slowly pulling together a book, Ju’s been sorting all the stuff that needs sorting: scanning up-to-date documents, buying travel insurance, buying Internet with Legs cards, updating our park4night and campercontact apps, updating our packing list and using it to check we have everything. And a hundred other things which I pretend don’t need doing but know do.

Dog medication the humpWe may need a bigger van for all of Charlie’s medication!

Our worldly possessions, such that they are, are gradually making their way into the van. We coughed up for an AeroPress coffee maker, to clean up the job of making a decent brew of a morning, a replacement Camping Chair for the one I finally broke last year, and a copy of the Overlanders’ Handbook to scare myself witless with. Other than a few replacement clothes, and half a ton of various Charlie dog medicines, we’re travelling with much the same stuff as we had last time out.

So, where are we going? Answer: dunno. Honestly, we don’t yet know. The only fixed point is the Zermatt Half Marathon on 7 July in Switzerland, which I’m running with Phil (who was also responsible for getting us around the Marrakech half last year). Croatia will be lovely in the spring, and is tempting but for the fact we want to keep Charlie fairly cool, and it can get hot down there as we once found out. I guess we’ll just play it by ear.

We’ve got a final (for the next 3 months at least) get-together with mates on Thursday. Ju’s then off to watch our friend Sue run her first Marathon in London on Sunday (good luck Sue!). I’m on ‘lug stuff up to the van’ and wash the car (loaned from my parents-in-law) duty. We’ll then head south on Monday morning and stay at the Canterbury aire. The ferry’s then about midday on Tuesday, and with that we’ll be over the hump and back on the continent.

What happens after that is anyone’s guess. 🙂

Cheers, Jay

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Between Trips

Should We Stay, or Should We Go?



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Back in 2011 when we published a video of Charlie going through the ultimate dog dilemma, I never thought we would be in a similar situation, but that is what happened to us last week. If you haven’t seen the video of Charlie, you can watch it below, and see his mind whirring as he tries to decide if he should keep hold of his new favourite stick, which he’d just carried back to the van, or put it down and eat a treat.

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Granted, we didn’t quite have sticks in our mouths, but we were very, very tempted by a big, juicy treat – Jay was offered a six month contract. Jay’s background is in IT Project Management, which is a lucrative business to be in. When we returned to the UK last July he took on a three month contract, which turned into four months, but that’s the nature of what he does, contracts frequently get extended. He probably could still be on his umpteenth contract extension, but we decided in December that enough was enough. I wanted my happy hubby back, and while he was at work I was tip-toeing around a stressed-out, grumpy man who was experiencing chest pains and, of all things numb hands at night.

Since finishing his contact Jay has struggled to find something to fill his time and give him a sense of fulfilment. Neither of us felt ready to hit the road again, in fact it was starting to feel like something we were doing due to our inability to think of anything else. When the contract offer came along, it sent us into a bit of a tailspin. At first I was dead against it, I only needed to read some old blog posts, or look at photos on my phone of a countdown we drew up to the end of his last contract, to remember how it made us feel. Jay on the other hand was curious, he asked for more information, and as we thought it would result in a decent chunk of money – enough to fund more than a year of our current lifestyle.

We retreated to our favourite place to discuss future life plans, and after several pints in the local we were leaning towards staying, earning the money and ring-fencing it for adventures further afield once Charlie is no longer with us (as he doesn’t understand aeroplanes!). Prices were sought for flights to Australia, overlanding across Africa and all sorts of other adventures on our bucket lists. I don’t think this helped, as we ended up blowing the whole thing up into much more than it should have been. Instead of a question about the next six months, it became a decision about the rest of our lives, our attitudes to money and our work ethics. For nearly a week we swung from staying, to going, back to staying. Positive and negative lists were drawn up as we spun round and around, often finding that we were opposite sides of the decision.

Our current financial situation gives us freedom, we can work if we want, or choose not to. If we don’t work, we have enough money coming in to cover our bills and day to day living expenses, but not much else. More money would enable us to do more adventurous trips as I mentioned above, but one thing we realised when we were striving for financial freedom is that you can never have enough. “I just need to stay in my job for another year”, or “I only need another £x00k in the bank”, is something we often hear from people wanting financial independence, and usually it’s an arbitrary figure or timescale with no numbers behind it. It’s very, very hard to turn off the pipe of money that comes from having a job, I believe it’s the final ‘hump’ that you need to get over before you get financial freedom, and stopping it from being switched back on was equally as hard.

Eventually we decided, at the same time, that health and happiness are more important and the contract was turned down. Before we could change our minds, again, we booked the ferry – and opted for a non-changeable ticket.

dog pet passportCharlie is ready to go

So, on the 24th of April we’re off, back to Plan A and some sunshine. Zagan has been washed and is now being slowly repacked ahead of a shakedown to make sure everything has survived the cold winter – he’s not used to those. I suspect I know what Charlie’s choice would have been if he had a say in us staying or going – he loves a beach – but at least we now have a little insight into what he was going through in his dog dilemma.

Ju x

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Between Trips

Eight Months at Home, and the Road Calls!



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Flippin’ ‘eck. Would you believe it, we’ve been home in the UK now for eight months!

Zagan’s wheels rolled to a halt in his storage space up the road back in July 2017, and haven’t rotated much since. As well as regular checks to fire the engine up and turn the wheels a little, we’ve also nipped out in him to use as a base for the evening, while visiting family. The last time was a few days ago. Refilling the water after a winter’s freezing, even though we’d properly drained him down, we were both a tad nervous something would have broken. But hot water flowed from the taps and no leaks sprung forth from the heater, phew. Having had a service, MOT, new front springs, two new tyres, a new starter battery and new stainless exhaust section, Zagan’s ready for action. But what about us?

Our shop during the latest snow and ice last weekendOur shop during the latest snow and ice last weekend. We live behind the shop – note dangerous proximity to the chippy, curry house and pub down the road! Ju on a wander around the local area, enjoying the fact we had a log fire to return to!Ju on a wander around the local area, enjoying the fact we had a log fire to return to!

With Zagan straining at the leash, why aren’t we giving him the run of his rubber feet? Well, soon we will be. After all, the mountainous wine and beer stash we dragged back up the M1 eight months back has finally run dry (yeah OK, it ran out a while ago)! On a more serious note, each time we go up to the van, old tingling sensations ripple through us. Memories are starting to emerge, more of sensations than places perhaps. Of warmth, sunshine, mountains and blue skies, an ease with life. Of a newness as we moved, of a sort of identity as a ‘traveller’. When we leave the van and head home, these feelings subside, but don’t disappear. I suspect if Zagan was parked outside on the drive and not a mile away, we’d have been off in him long before now.

We’ve both enjoyed being at home, feeling a community around us, helping out here and there, seeing friends and family, supping a few fantastic beers in the locals, hitting the gym, even running with the local club (the heroic Kimberley and District Striders – the ‘drinking club that runs’). But time’s passing and the weather’s changing. The idea of a short tour’s formed, and we’ll be outta here in about six weeks.

The plan is this:

  • Ju’s watching our mate Sue run the London Marathon towards the end of April. I’ve been doing a few training runs with Sue, although so far I’ve only managed a 14 mile run while she’s done 19 miles (hardly breaking a sweat), so I know she’s well-set for a great day down ‘souf’.
  • We’ll get Zagan cleaned up and packed ready for a three month jaunt, hopefully down as far as Croatia, starting when Sue’s done the big one. We’ll then be heading north again to Switzerland for a half marathon I’m running with our mate Phil in early July, up a mountain near Zermatt, **wince**.
  • Ju’s managed to get tickets for Children in Need’s Carfest in the UK towards the end of July. So, we’ll try and spot a stage of the Tour de France in the Alps, before heading back up for the festival. Hopefully Blighty will have a summer in 2018, fingers crossed folks!

After that we’ll either stay in the UK, maybe tour Scotland or Ireland, maybe head back home, maybe swing south again. Much depends on what’s happening with the aged pooch. Charlie’s spending more and more time wide-eyed and trying to escape from the nation’s veterinary surgeons. His medicine cabinet’s bursting with pills and potions, and we now have a sheet listing which to dispense when, in among his meals. Being a Cavalier King Charles Spaniel, he was almost always certain to face a bunch of inbred neurological and cardiovascular issues, along with good old-fashioned arthritis. As he’s 11 years old, he’s now most certainly facing ’em, the poor fella. It’s heartbreaking stuff, and I won’t dwell on it.

Just some of Charlie’s daily medication. Thankfully he likes the taste of all of the pills…

Quickly touching on the ‘financial freedom’ stuff, things are panning out mostly as we expected. No massive surprises, the income flows, the bills for maintenance and repairs are about as we guessed, our costs remain fairly steady. We still have our emergency fund sat waiting to solve any financial earthquakes. Of course, whether our plan will actually stretch out decades into the future, only the gods know. Doing more to reinforce our income (in other words, doing more paid work), remains an option on the table.

Two things have happened which I didn’t expect though:

  • I’m finding being financially free in our 40s a little socially isolating, though I think this is more a reflection on me personally, than on our ‘financial status’. In other words, very few people around us are in the same boat. One thing which binds people together, I think, is shared difficulties, some of which we no longer share. One of the ladies at the running club gets up before 5am to run before work. I go out when I like, so I’m simply not in the same position. For me, a string of small things like this makes it harder to relate with folks day-to-day. I’ve found getting to financial independence has, while releasing me from work-induced chest-pains, made me just that bit lonelier.
  • In stopping travelling, I also found I lost my sense of who I was too. My status has bounced over the past few years between ‘someone who does IT‘ and ‘someone who renovates a house‘ and ‘someone learning about personal finance‘ and ‘someone who travels‘, and continued to bounce back and forth when I started and completed the IT contract last autumn. After that though, my status changed to ‘ermmmm???‘. Neither employed, nor a contractor, nor traveller, nor house renovator, nor unemployed. None of those terms fitted. I suspect we all need some kind of status, some sense of who we are, something to give us fulfilment and purpose, and I’ve not had that for the past few months. I’ve felt I’ve not had the tools to find it either, despite trying a few different methods.

I do have a new project now though, which I’m finally getting my teeth into with gusto: let me introduce the OurTour Guide to Motorhome Europe! The aim is to sum up all the cock-ups we’ve made over the years touring the UK and Europe in vans, and describe how we somehow survived :-). It’ll end up being a printed book, assuming we can get it down to less than a thousand pages, and an eBook too. It’s taking a fair while to pull together and edit, so it’ll be a few months before it hits the shelves. It’s proving a really fun project to work on, and I’ll continue to search for similar projects in the coming months and years to keep me challenged.

Right, that’s it for now, catch you later guys, have fun!

Cheers, Jay

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